Investing is complicated. So much so that many people don’t even bother. Acorns, a mobile investment app can help! Essentially, every time you swipe your card (debit or credit), Acorns rounds up to the nearest dollar value and automatically invests the change for you! The money goes into a separate account that is completely under your control, meaning you can make deposits or withdrawals at any time. The fees are super simple to understand/digest: $1 per month (or $12/year) for accounts less than $5,000, 0.25% for accounts more than $5,000. Student accounts are free and every Acorns account is insured up to $500,000 for fraud.