Category: Money
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Personal Finances and COVID-19 (1 of 2)
Coronavirus has changed everything for everybody. There is no doubt about it. Everyone’s personal finances are or will (or should be) be impacted – whether you keep your job, lose your job or never had one to begin with (already unemployed, retired, etc.) SAVING AS MUCH MONEY AS YOU CAN IS PARAMOUNT. Beyond, that simple imperative,…
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A Random Wednesday Morning
It’s a random Wednesday morning. I am sitting in the concierge lounge of a Marriott Hotel in Detroit, Michigan. On this morning I had a random thought … spend less. To be honest it’s not so random. Before I left Atlanta, my garage looked like a warehouse (from all the shipments I have received this week).…
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RWA Series – Subscriptions
A few weeks ago I started an adulting series called RWA (Reading, Writing, Arithmetic). The first post focused on Writing using a technique called Bullet Journaling. Today’s post is the second in that series, focused on Arithmetic and Subscriptions. Subscriptions are those things you sign up and are automatically billed for each month. You don’t…
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Friends & Family Purchasing Strategy
I’m going to make this short and sweet. Let’s start with a couple of facts: Bloomingdale’s is having a Friends & Family Sale, 25% off. I prefer to shop online at Nordstrom. The strategy I will explain below only works if Nordstrom and Bloomingdale’s have the exact same product available at time of purchase (includes sizes, colors, etc.). Here’s…
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Price vs. Cost
This morning I read an interesting article from Seth Godin’s blog. The subject, though not expressed in this way, is essentially was price vs. cost. Price as in the monetary commitment required to buy-in and cost as in the resources expended over time to maintain said item. Sure, it’s not a revolutionary concept; but, it can…
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